After July 2021, the 2.3.x release line will no longer receive quality fixes, or user guide updates. PHP 7.3 reaches end of support in December 2021 and Adobe Commerce 2.3.x reaches end of support in April 2022. We strongly recommend planning your upgrade now to Adobe Commerce 2.4.x and PHP 7.4.x to help maintain PCI compliance.

PayPal Payment Solutions

Payment Services Directive Requirements:
Beginning September 14, 2019, European banks may decline payments which do not meet PSD2 requirements. For most PayPal solutions, no action is needed to comply with PSD2 because the requirements are handled by PayPal.

PayPal is a global leader in online payments and a fast and secure way for your customers to pay online. The selection of available PayPal solutions varies by merchant location. PayPal Express Checkout and PayPal Payments Standard can be used in all parts of the world. To learn more, see PayPal Solutions by Country.

PayPal business account

To offer PayPal as a payment method in your store, you must have a PayPal business account and/or a PayPal Payflow account. The account requirements are specified in the description of each PayPal solution. Your PayPal merchant account is also used to manage any fraud filters that are applied to purchases made from your store.

Customers who use PayPal Express Checkout or Express Checkout for Payflow Pro must have a PayPal buyer account. PayPal Payments Standard (in some countries, called Website Payments Standard) can be used directly or through a buyer account, provided that the merchant enables PayPal Account Optional. By default, this parameter is enabled so that customers can choose to enter their credit card information or create a buyer account with PayPal. When disabled, customers must first create a PayPal buyer account before making a purchase.

Website Payments Pro, Website Payments Pro Payflow Edition, Payflow Pro Gateway, and Payflow Link require customers to enter credit card information during checkout.

Magento supported PayPal solutions

With PayPal and Magento, you can accept payments from all major debit and credit cards. PayPal offers additional convenience without extra effort, because even your customers who don’t have a PayPal account can pay for their purchases with PayPal.

You cannot have more than one PayPal method enabled in your Magento store at a time, with the exception of PayPal Express Checkout. PayPal Express Checkout can be used in combination with other PayPal payment methods, except for PayPal Payments Standard. If you change payment solutions, the previously method is disabled.

In this guide and the Magento configuration, PayPal payments solutions are categorized as follows:

PayPal Express Checkout

Paypal Express Checkout

PayPal All-in-one payment solutions

In the United States, PayPal offers the following PCI-compliant solutions to meet the needs of your growing business.

PayPal all-in-one payment Solutions Configuration - PayPal all-in-one payment solutions

PayPal payment gateways

PayPal offers a choice of two payment gateway solutions for your business. You can let PayPal host your checkout on its secure payment site, or you can take control of the entire payment experience with a completely customizable solution.

PayPal Payment Gateways Configuration - PayPal payment gateways