3D Secure

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3-D Secure was developed by Visa in the early 2000s to promote secure online transactions. Examples of 3-D Secure solutions created by card networks are Verified by Visa, Mastercard SecureCode, American Express SafeKey, and CardinalCommerce Consumer Authentication. CardinalCommerce is a global leader in digital transaction authentication, and a wholly-owned subsidiary of Visa.

3-D Secure version 2.0 supports numerous enhancements, including advanced authentication methods and authentication flow, and improved data sharing between merchant and issuer.

The Braintree payment gateway supports 3-D Secure verification.