PCI Compliance Guidelines

The Payment Card Industry (PCI) has established a set of requirements for businesses that accept payment by credit card over the Internet. In addition to maintaining a secure server environment, merchants who handle customer credit card information must meet the following guidelines.

PCI requirements

checkbox Install and maintain a firewall configuration to protect cardholder data.
checkbox Do not use vendor-supplied defaults for system passwords and other security parameters.
checkbox Protect stored cardholder data.
checkbox Encrypt transmission of cardholder data across open, public networks.
checkbox Use and regularly update antivirus software.
checkbox Develop and maintain secure systems and applications.
checkbox Restrict access to cardholder data by business need to know.
checkbox Assign a unique ID to each person with computer access.
checkbox Restrict physical access to cardholder data.
checkbox Track and monitor all access to network resources and cardholder data.
checkbox Regularly test security systems and processes.
checkbox Maintain a policy that addresses information security.

To learn more, see Magento Approach to PCI Compliance.

As your business grows, you may be required to file a compliance report on an annual basis. PCI reporting requirements increase in proportion to merchant level, but are waived for businesses that process fewer than 20,000 credit card transactions per year. To learn more, visit the PCI Security Standards Council website.