Payment Services Directive Requirements:
As of September 14, 2019, European banks might decline payments that do not meet PSD2 requirements. To comply with PSD2, contact your Worldpay service provider and ask for their recommendation.
London-based Worldpay has twenty-five offices in eleven countries around the world. The company is a global leader in card payments, multi-currency processing, and provides local in-store and mobile payment acceptance solutions for companies large and small.
Step 1: Get Your Worldpay Credentials
Sign up for a Worldpay online merchant account
Step 2: Enable Worldpay
Set Enabled to “Yes.”
Enter a Title to identify Worldpay as a payment option during checkout.
Step 3: Enter Your Worldpay Credentials
Enter the following credentials from your Worldpay account:
- Installation ID
- Payment Response Password
- Remote Admin Installation ID
- Remote Admin Authorization Password
- MDS Secret for Transactions
Step 4: Configure Contact Information
If you want customers to be able to edit their contact information, set Allow to Edit Contact Information to “Yes.”
If you don’t want to show customers their contact information, set Hide Contact Information to “Yes.”
Accept the default Signature Fields value.
Step 5: Configure Test Mode
If you want the system to save a log file of interactions between your store and Worldpay, set Debug to “Yes.”
To run Worldpay in a test environment before going live, set Test Mode to “Yes.”
When you are ready to go live with Worldpay, set Test Mode to “No.”
Step 6: Configure Payments
To determine the payment action used for test transactions, set Payment Action for Test to one of the following:
To determine the payment action used for live transactions, set Payment Action to one of the following:
Authorize Only Approves the purchase and puts a hold on the funds. The amount is not withdrawn from the customer’s bank account until the sale is “captured” by the merchant. Authorize and Capture The amount of the purchase is authorized and immediately withdrawn from the customer’s account.
Set Payment from Applicable Countries to one of the following:
All Allowed Countries Customers from all countries specified in your store configuration can use this payment method. Specific Countries After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key and select each country in the list where customers can make purchases from your store.
Step 7: Configure Fraud Prevention Settings
Set both Order Status to Suspected Fraud for CVV and Order Status to Suspected Fraud tor Postcode AVS to one of the following:
- Not Supported
- Not Checked
- Not Matched
- Partially Matched
Step 8: Sort Order and Save
In the Sort Order field, enter a number to determine the sequence in which Worldpay appears when listed with other payment methods during checkout.
When complete, tap Save Config.